Can You Add a Girlfriend to Health Insurance?

Many people ask: can you add a girlfriend to health insurance? While health plans typically cover spouses, adding a romantic partner requires careful review of policy terms. This guide explains what’s possible, legal considerations, and how to secure joint coverage in 2025.

What Is Health Insurance Coverage for Partners?

Health insurance plans usually extend benefits to spouses or domestic partners by default, especially in employer-sponsored or family policies. However, adding a girlfriend—defined loosely as an unmarried romantic relationship—falls outside standard definitions. Most insurers view