How to Know If You Have Marketplace Insurance

In today’s online marketplaces, from Etsy to Amazon and beyond, protection matters more than ever. If you’re asking, “How do I know if I have marketplace insurance?”, this guide breaks down the key indicators, coverage types, and steps to verify your protection—ensuring your sales and assets remain safe.

What Is Marketplace Insurance?\r

Marketplace insurance is a specialized coverage offered by online platforms to shield sellers from financial loss due to fraud, disputes, or account termination. Unlike standard seller protection plans, marketplace-specific insurance often covers unforeseen risks unique to the platform’s ecosystem, such as chargebacks, buyer claims, or policy exclusions.

Key Signs You Have Marketplace Insurance

1. Automatic Protection Included in Your Seller Terms
Most platforms explicitly include basic insurance benefits when you register as a seller. Look for language stating: